Insurance

IronCore is not in-network with any commercial health plans nor a Medicare provider. This practice model allows for singular undivided focus on clinical care, to ensure the highest quality service is provided without the administrative burdens/coverage restrictions created by the insurance carriers, ranging from: high copayments/deductibles and visit caps, to excessive documentation and claims processing, all of which undermine both the provider and patient. If you have a Health Savings Account (HSA), Health Reimbursement Account (HRA), Flexible Spending Account (FSA), or have out-of-network benefits, we will provide you with a receipt that you can submit for reimbursement as per the services that your plan covers.

Below are some additional points on how it can be more desirable and cost-efficient to NOT use your insurance for physical therapy, per the current healthcare landscape:

  • Insurance Companies dictate the frequency, type and duration of treatment covered, thereby compromising both quality/quantity of care, and overall outcomes.
  • At some insurance-based facilities, your time spent with the actual licensed clinician is limited to an average of 15 minutes or less, the remaining of which is frequently administered by unlicensed aides/technicians and oftentimes shared amongst 3-4 other patients simultaneously, due to the multiple demands placed on the therapist by the insurance companies. As a result, you may require additional visits to achieve your desired goals, possibly resulting in only transient outcomes.
  • Unmatched customer service and clinical care cannot be rushed or limited. At IronCore, all physical therapy initial evaluations are 90 minutes and follow up treatment sessions 60 minutes. Each treatment session consists of 1:1 manual (hands-on) therapy, as well as corrective exercise, provided by a Doctor of Physical Therapy. This system ensures ample time for thorough examination/assessment, and education regarding your condition, to attack the root cause of your symptoms, while working collaboratively with you as well as your physician to customize your plan of care, and implement any appropriate modifications to your program, to ensure optimal recovery, full achievement of your goals, and lasting results.
  • Thus: when you consider the investment in time and money, with the accompanying service and value obtained from comprehensive, effective, time-efficient, patient-centered care, without the stress of confronting multiple mandates from the insurance carriers, the average out-of-pocket expense at IronCore is a substantial savings vs. traditional insurance-based clinics.